Saturday, 26 December 2015

This Is How You Become Unattractive And You’re Not Aware of It


Everyone strives to be a great person, kind, caring, and compassionate. But for some people, that’s not always the case. There are many behaviors or ‘bad habits’ that people have that make them seem unattractive, annoying, or someone that no one wants to be around with. A few of these harmful characteristics are offered for you below, and if you happen to realize that you embody any of them – quit! You might find your circle of friends grow once you do.

 

1. You are Self-Absorbed

Many people do this without realizing it. You focus solely on yourself, talk only about yourself, and often don’t care what others around you have to say. You think you’re the only one who matters. If this is you, it’s time to change. No one wants to be a friend with someone who only cares about themselves.

 

2. You Focus on Outer Beauty, Ignoring What’s Inside

Surprisingly, true beauty comes from within your heart, body, and soul. Your physical appearance isn’t what should matter, but people with unattractive behaviors think that outer beauty is all that matters. Take a look in the mirror – deep within yourself – and you might see what lies beneath. An ugly person. Unless you change your way of thinking.

 

3. You are Always in Competition

Are you the person who has to be better than everyone else, see more, do more? If so, you’re an unattractive person. You should be more caring towards your friends, and let them have their moment. If they overcame their fear of heights and climbed 10 feet in the air, don’t say, “That’s all? I’ve climbed 30 feet!” Instead say, “Wow! That’s awesome. I’m really proud of you.”

 

4. You View Your Friends as Enemies

People who are seen as unattractive are often in fights with their friends. Instead of banning together and truly being able to care for others, you’re always turning your back, and stabbing them in theirs. Your friends are not your enemies. They are your allies.

 

5. You Question Your Importance to Others

You are definitely an unattractive person when you constantly question why others don’t see you as important as you think they should. For instance, your two friends went somewhere without you – it doesn’t matter to them – but to you it does. Get over it. They’re still your friend, and their lives don’t stop when you’re not around.

 

6. You are the Boss

In a group of friends, everyone should be on an equal playing field. If you’re the one always making the decisions, constantly needing to be in charge, or trying to control what others are doing, you’re acting in an unattractive way.

 

7. You are Dishonest

When it comes to being a great friend, or someone who others want to be around, you need to be honest. Many people who partake in ugly behaviors are often dishonest, lying about everything, inquiring about every question asked about them, and how they truly feel about different things. Yes, honesty is the best policy.

 

8. You are Rude

If you’re the person that’s frequently impolite, offensive, or embarrassing your friends with your rude comments in public – quit. You’re not someone people want to be around. There are going to be times when you don’t agree with someone, or see something you didn’t want to see, but there’s no point in making a scene, because you’re making everyone look at your terrible behavior and they’re not seeing what you’re seeing.

 

9. You are Unreliable, Yet Dependent Upon Others

Are you there when your friends call for help? Or are you always busy when someone needs you? If you’re the person no one can count on, that’s an unattractive quality in friendships. Similarly, if you’re the one always calling for help from others, yet never offering yours when they need it, that’s another unattractive quality that no one wants in a friend.

 

10. You are Always Negative

Pessimism is not an attractive quality. If you’re constantly putting things down, or seeing situations in a negative light, try and change your attitude. Nobody wants to be friends with someone who’s constantly seeing the negative instead of the positive.

Featured photo credit: Ouch via Shots of Insight 


Source:lifehack.org

10 Things Your Older Sister Never Told You


When you are the younger child in a family you have to listen not only to your parents, but to older siblings as well. A younger sister will often complain about being treated like a baby, or being bossed around by her much older sister when they were younger, but it’s not all sunshine and rainbows for big sis either. There are a bunch of things that your older sister never really complained about or feel the need to tell you about, knowing that you will come to understand such things when you get older.

 

1. She spent years as a single child and lived under stricter rules

When your parents had her they didn’t really know what they were doing and they felt incredibly protective, so your sister ended up living under very strict rules. By the time you came along, they had already learned to be a bit more lenient. Your sister essentially paved the way for you, and there were times when she wished you appreciated that fact a bit more.

 

2. She was put up to higher standards because she was the older one

Not only did she have to take the full brunt of your parents’ attention before you came along, but she was actually held accountable later on, because she was the older one who needs to know better. She’d take a bullet for you from time to time, and while it was frustrating it helped her become a more mature and responsible person, and having a successful older sibling can be beneficial for you as well.

 

3. More often than not, she’d find herself trying to be a good role model

Since your older sister was forced to act a lot more mature than other kids her age, she’d end up thinking about her choices and actions, because she knew full well that you looked up to her. Although she might have wanted to be a bit irresponsible and have fun, at times she had to use self-control and try to set a good example.

 

4. She made things easier for you by giving you her hard-earned bits of wisdom

When she went through rough times, got in fights with mom and dad, had trouble in school – she had to figure it all out for herself. She had to take a few hard falls in order to get back up stronger, but she was more than happy to give you all the little tips, tricks and gems of wisdom that she learned the hard way. The advice might have seemed as nagging at times, but she just didn’t want you to go through all the troubled that she did.  

 

5. She knew you’d have to make some of the same mistakes, but couldn’t talk you out of it

While she did her best to give you some pointers and guidelines, some things you just have to experience for yourself to truly appreciate. There were times when she watched you make mistakes, and she knew that you wouldn’t listen, but she was still there to comfort you afterwards.

 

6. She also gave your parents tips and helped them deal with you

Of course, it is inevitable to have a few stern talks with your parents and get punished, but what you didn’t appreciate when you were younger was the fact that your older sister gave parents some insight into how you felt and helped them find the best way to approach you in that situation. She took up the role of mediator when it was necessary, and even sided with you when you were clearly in the wrong.

 

7. It both excited and frightened her when you became old enough to start dating

When you have a much older sister you are always the baby in the family, but as you grow older there comes a point where you can speak to each other as friends as well. It’s usually about the time you start dating. She gives you tips on how to deal with the confusing mess that is the teenage girl’s psyche, and you can also learn some useful tips on makeup and what to expect from boys.

Talking with your parents about sex is a weird experience, but your older sister can provide some much-needed guidance without you feel too uncomfortable. On one hand your sister was glad that she will be able to share such things with you, but on the other hand she was worried that you might get your heart broken.

 

8. When she critiqued you or teased you, it was so that you would become a better person

Sometimes your older sister would seem mean, like she didn’t care about your problems or like she just wanted to tease you for the fun of it. However, a lot of the time it was used as a means of motivating you to do better or to toughen up – wanting to prove someone wrong or “show them” is the best source of motivation. If things go a little too far, it’s easy to make a sincere apology and make up, so this tough love tends to become a common strategy.

 

9. She had to act as teacher, caretaker and bodyguard, and she didn’t always know what she was doing

An older sister will stand up for you, help you out with bullies, feed you, help you out with homework and teach you valuable skills. The thing is, she didn’t receive any formal training and she didn’t really know what she was doing a lot of the time. However, that didn’t stop her from trying her best to keep you safe and help you out with anything you needed. An older sister’s boyfriend is also a great influence and can have “the talk” with your new boyfriend.

 

10. She knew that she’d be the first one you call in an emergency and was ready for anything

An older sister has to be ready for literally anything. Driving you home wasted from a party, helping you sober up and cleaning up the mess so the parents don’t find out? Check. Taking you shopping? Check. Borrowing you cash so you can go to a concert you’ve been waiting for? Check. Your sister used to get into all kinds of trouble herself and understand that she has to be ready to help you out with similar problems, and perhaps even some unique ones that she never came across. It’s not a big surprise to her when you come to her in a panic, but she will make sure that you know how big of a favor she is doing for you.

These are just some of the things that a much older sister went through, but never really wanted to mention. At the end of the day, she loves you like no one else in the whole world, and while she did help make you into the person you are today, she is aware that you, in turn, had a big positive effect on her life as well.

Source:Lifehack.org

Thursday, 24 December 2015

Facebook May Use Your Friends’ Information To Judge Your Credibility

Facebook’s main purpose for a lot of us is for us to coordinate with current friends, coworkers, and family, or to reconnect with old friends from way back. However, it may be much more than that in the foreseeable future.

A patent secured earlier in August may allow the social networking giant to help lenders in determining a user’s creditworthiness by tapping into your friends’ Facebook details and information.

 

How Does This Patent Work?

The patent suggests that lenders may be able to view the FICO credit score of your Facebook contacts to see if you are indeed credible enough when applying for a loan. Your friends’ credit rating on an average, per the patent, would need to be at least the minimum credit score to justify a loan being approved.

Therefore, with the assumption that you would need a FICO score of 640 or more to qualify for a loan, and that your friends’ average credit score would be at 638, that would mean you would not be able to qualify for the loan.

 

Pros and Cons of This Patent

Assuming Facebook follows through and uses this approved patent to help lenders ascertain creditworthiness, it will not be the first company to use the invention to determine whether a person is a high-risk or a low-risk customer. It could be a boon for alternative lending as a whole, for consumers looking for another way to be approved.

Nevertheless, there are also several drawbacks to such an arrangement.
One risk a few publications have pointed out is the chance of predatory lenders convincing people to make use of the technology if and when it sees the light of day. If all it takes is to consider the average of a person’s friends’ FICO score, it could open things up for otherwise non-creditworthy individuals who happen to have many friends with good to great credit.

Moreover, if lenders make use of any Facebook feature that involves the use of the patent, and allow it to cover business owners trying to take out a conventional loan, that could make it even harder for them to do so, hard enough as it is at the present.

 

But The Patent Draws Controversy

Considering all the ongoing talk about privacy breaches and cyber-hacking endeavors, it is not surprising that this patent has not been a very popular one in the tech press, and among consumers. After all, it would arguably be unfair if one cannot secure a loan, even with their pristine credit, if many of their friends happen to have bad credit.

In addition, it would not be in good form to unfriend a contact in an attempt to boost the chances of your loan being approved.

Fortunately, Facebook has yet to confirm how it plans to use its patent, and there are existing laws that govern how lenders determine whether you are creditworthy or not. However, the fact that the Menlo Park Company would even consider such a thing has proven to be very uncomfortable and worrying for many consumers.

There are a lot of positive and negative aspects of Facebook judging our credibility. The basics pros are presented in simplifying the tasks for institutions such as banks and companies. Some people have nothing against it, as they see it as an important precaution of identity theft.

Others see it as an an invasion of personal privacy. Facebook already uses its users interests to collect data which is then delivered to advertising companies, that’s why we see only those commercials that are related to our personal interests and hobbies.

If Facebook checks not only our profile but our friends to judge our credibility, though, then it will invade not only our privacy but the privacy of our friends.

Featured photo credit: https://picjumbo.com via picjumbo.com

Source: lifehack.org

Why It’s Wonderful To Make Friends With People Who Enjoy Being Alone

You don’t need to feel bad because you enjoy being alone. Time to yourself isn’t antisocial, it’s good for you.

Some people (namely introverts) need time away from others to recharge their batteries, feeling drained from being around people for so much of the day. That has the great potential to make them much better friends.

If you enjoy being alone or are friends with somebody who who likes some solitude, you need to know these ways so-called “hermits” can make for much better company.

 

1. They are often more available.

While they don’t like to have too busy a schedule, people who enjoy being alone are willing to go out once in a while. Because they don’t have as many plans as most, they’re often going to be more available. If you call a solitary person with something fun to do, they’re less likely going to already be busy and will have little reason not to join you. That’s great if you find out about a cool concert coming up soon, or really want to see a movie that just came out in theaters. With most of the world so endlessly busy, it’s nice to know you have someone you can count on.

 

2. They will genuinely want to spend time with you.

People who enjoy being alone don’t hang out with people because they feel like they have to stay busy. Those are fake friends. If people who enjoy being alone are with you, it’s because they truly enjoy your company. Whereas other more social friends might be treating your time together as a way to kill a few hours, loners are taking full advantage of it.

 

3. They won’t be needy.

Everyone has that friend that constantly wants your attention or affection. People who enjoy being alone are not at all those kinds of friends. Precisely because they enjoy their share of solitude, they won’t bother you to hang out constantly, totally happy with the extra time to unwind if you want some time apart or some alone time for yourself. It’s very nice to be close to someone who is that low-maintenance.

 

4. They value privacy.

People who enjoy being alone tend to be very private people. They don’t feel the need to share their stories with the whole world, rather enjoying having their share of secrets or things left unsaid. For that reason, chances are people who enjoy being alone will value your privacy, as well. They won’t push you to share everything you’re thinking or feeling with them. They are also able to totally relate to the need to keep some stuff to yourself. In a world that’s obsessed with status updates, where software and other individuals are constantly asking us what we’re thinking, it’s incredibly nice to have someone who knows when to keep quiet.

 

5. They don’t waste time.

Those who enjoy being alone tend to be a little anxious to go back to being alone. That is why they won’t stall or linger, making the most out of their time with you so that they save as many hours for themselves as possible. If you can’t stand staying at a restaurant hours after you and your friends have finished your meals, you’ll really treasure someone willing to hurry things up.

 

6. They really value a true friend.

People who enjoy being alone are likely to have less friends, but have deeper relationships with each of them. Instead of being social butterflies with hundreds of acquaintances, they have a few people they truly trust and care for. If you’re lucky enough to be one of them, you’re likely to be rewarded with a solid, stable, and rewarding friendship. When it comes to people in your life, is there anything more important?

Featured photo credit: Girl Reading Magazine In Hotel Bed/Glenn3095 via flickr.com

Source: lifehack.org

8 Habits That Keep You Poor Even With A Reasonable Income

Have you ever wondered where all your money went to?

Do you often ponder why there is no money in your bank account at the end of each month?

Have you found yourself frequently thinking about the invisible holes through which your funds vanish?

If yes, then you have landed at the right place. We can tell you exactly the reasons why you are unable to amass money despite earning a decent income.

Here are the top 8 habits that can sneak into your hard-earned income and eat up your funds.

 

Spending more as your income increases

There’s no harm in raising your standard of life when you can. However, if you are a person who is constantly looking for ways to spend your money, you will probably find yourself in a difficult situation soon enough. If you continuously raise your expenditure along with any increase in your income (or even without it), it would be hard to have any real savings.
Try to keep your expenditures at a constant level along with exploring ways to increase your income. That’s the route to success!

 

Focusing on the present without caring about the future

Usually, when people find it hard to tackle a problem, they choose to ignore it. That’s a sure recipe for disaster. The same is the case with your finances. Generally, people focus on their present needs, wishfully thinking that future needs will somehow be met in some way.
You need to take the future into perspective whenever you are making any financial decision. Although it is good to take care of everything in the present, do your best to save for your future.

 

You think it is too early to start saving

When you are young, it is easy to get carried away by the various pleasures money can buy. People often think that right now is too early to start saving or investing. Wrong! It is never too early to save a portion of your income, no matter how low or high your income is!
Start saving today! In fact, experts say that you should save before you spend. Keep aside a portion of whatever money or income you get, and then spend the rest!

 

Not keeping a record of your money

We all think that we know where our money comes from and where it ends up. Sadly, that’s not true for most of us. We might be aware of our major expenditures, but the small things usually eat up our finances more than the big ones.
It is an excellent idea to start keeping a journal for all your income and expenses, whether they are huge or small. This way you will have a much better idea for controlling your finances.

 

Lack of budgeting and/or poor budgeting

You might be documenting everything. Then again, you might be missing the starting point — a budget! Having a realistic and well-documented budget is the foundation of all your financial planning and success.
Make a budget and stick to it! I can say this from my own experience: it makes a huge difference in how you look at your money. In the absence of a budget, it is very easy to get carried away and commit unnecessary expenditures.

 

Being unclear of your needs, wants, and finances!

In order to save money and build wealth, it is of the utmost important that you absolutely care about the must-haves, good-to-haves, and not-to-haves! You need to prioritize your financial targets. If getting rich is a top priority for you, then you need to sacrifice some of your present pleasures, whether you like it or not.
Be clear about your goals and write them down. Review them at regular intervals to keep yourself on track.

 

Ignoring your debt

For a lot of people in today’s world, interest eats up a huge portion of their finances. It’s a painful fact. Still, they don’t know how to get out of this vicious cycle, leaving them with little to no savings.
First of all, make paying your debt a top-of-the-list item on your agenda. Work out a plan for this and stick to it, no matter what. You don’t want to believe that you’re poor, do you?

 

Constantly upgrading your electronic gadgets

There is no limit to it. While there is no harm in buying gadgets that you actually need, buying only because there is this next version of mobile available in the market will definitely cause you more harm than good.
Take charge of your life today. Do what needs to be done right now. You can do it. Do yourself a favour and start your journey of becoming wealthy today. As William Shatner said, “If saving money is wrong, I don’t want to be right.”

Source: lifehack.org